Registered investment advisor work is fiduciary driven, suitability aware, review cadenced, and SEC regulated. Strkr ships a CRM shaped around client households, review cadence, suitability tracking, and the audit log the SEC Division of Examinations expects.
RIAs operate under a fiduciary standard, which means every client advice conversation has to be documented, every suitability determination has to be current, and every portfolio recommendation has to tie back to the stated investment objectives. The six pain points below are what Strkr onboarding hears on every intake call with an RIA.
Fiduciary duty requires documentation of advice conversations with client goals, risks discussed, and recommendations given. The verbal review conversation often does not land in a record. Strkr review workflow captures the discussion topics, decisions recorded, risks addressed, and follow up actions through Strkr AI drafted call summary tied to the household record and the audit log.
SEC Reg BI and ongoing suitability expectation requires periodic suitability reconfirmation (typically annual). Most practices track in a spreadsheet with inconsistent follow up. Strkr suitability object attaches to the household with questionnaire responses, investment profile, review date, and next scheduled reconfirmation. Compliance officers see suitability status across the book in one view.
Quarterly review cadence is a fiduciary expectation and client experience driver. In practice reviews slip. A 180 client advisor completes 32 of 42 reviews in the median quarter. Strkr review workflow tracks the cadence with next review date, Strkr AI drafted review prep summary, and the completion log for the compliance program.
Target allocations drift as markets move. Rebalancing conversations have to happen on a cadence. Strkr pulls portfolio snapshots from the custodian, compares against the target allocation, flags drift over 5 percent for review, and Strkr AI drafts rebalancing talking points for the review.
SEC Division of Examinations runs cycle based exams on registered advisors. The exam notice arrives, the firm has 30 to 60 days to produce the requested records. Strkr audit log captures every record read, record write, email send, document access, and AI call with 90 day default retention tunable per tenant to the SEC retention ceiling (typically 5 to 7 years).
Form ADV requires annual amendments (within 90 days of fiscal year end) and material change updates (within 30 days of change). The admin program often slips. Strkr compliance workflow tracks the ADV update cadence with the disclosure obligations, the amendment deadlines, and the material change signal flags from the client book data.
Strkr ships a tunable RIA schema with Client Household, Account, Portfolio, Review, Suitability Profile, Investment Policy Statement, and Lifecycle Event as first class objects.
A client household groups the primary client, spouse, dependents, trust entities, and related entities under one household record. AUM, review cadence, suitability profile, and relationship tier live at the household level.
An account ties to the household and carries custodian (Schwab, Fidelity, Pershing, BNY, LPL, TD Ameritrade legacy), account type (taxable, IRA, Roth, 401k rollover, trust, 529, HSA), registration detail, and current AUM. Account data pulls from the custodian through API integration.
A portfolio ties to one or more accounts with target allocation, current allocation (from custodian feed), drift percentage, and rebalancing status. Portfolios flag drift over configured threshold for review.
A review ties to the household and defines type (quarterly, annual, ad hoc), scheduled date, status, participants, discussion topics, decisions recorded, suitability check in, and follow up actions. The review object drives the fiduciary documentation.
A suitability profile ties to the household with risk tolerance scale, investment time horizon, objectives (income, growth, preservation, retirement, legacy), restrictions, and signature date on the suitability questionnaire. The profile drives the allocation review and the compliance posture.
An investment policy statement (IPS) ties to the household and defines target allocation, benchmark comparison, rebalancing rules, concentration limits, and liquidity requirements. The IPS drives the portfolio drift threshold and the recommended rebalancing cadence.
The seven cards below walk through the quarterly review workflow in Strkr with the fiduciary documentation requirements threaded through.
Friday afternoon Strkr surfaces the next week review list. Each card shows the household, AUM, last review date, portfolio drift status, suitability currency, lifecycle event flags, and the Strkr AI drafted review prep summary.
Monday morning Strkr pulls the custodian data, portfolio accounting data, and benchmark data for each scheduled household. The review packet template renders with performance summary, allocation detail, benchmark comparison, and fees paid. Strkr AI drafts the executive summary per packet.
The advisor runs the review with the client. Discussion topics include performance review, allocation drift conversation, suitability check in (any changes to goals, risk tolerance, time horizon, income needs), lifecycle event discussion, and follow up actions.
After the review Strkr AI drafts the fiduciary documentation record (discussion summary, suitability status, risks addressed, recommendations given, decisions recorded, follow up actions) tied to the household record and preserved in the audit log for the retention ceiling.
Strkr AI drafts the follow up email to the client with the discussion summary, agreed actions, and next scheduled touchpoint. The follow up logs to the audit log for Reg BI care obligation documentation.
Friday afternoon the advisor runs the week close out. Reviews completed count, reviews missed with reason, follow up actions, suitability reconfirmations, and compliance log check. The missed reviews reschedule.
Once per month the compliance officer runs the audit view. Suitability currency across the book, review cadence adherence by advisor, fiduciary documentation completeness, lifecycle event handling, and material change signal flags for ADV update tracking.
RIA AI cannot sound like a chatbot and cannot leak client PII. Strkr AI drafts in a professional advisor voice with retrieval scope limited to the household.
Strkr AI drafts the review prep summary from the portfolio drift, performance delta, suitability currency, lifecycle event flags, and prior review notes. The summary surfaces the three to five items the advisor should actively discuss.
After each review Strkr AI drafts the fiduciary documentation record with the discussion summary, suitability status, risks addressed, recommendations given, decisions recorded, and follow up actions. The record preserves in the audit log for the retention ceiling.
Once per year Strkr AI drafts the suitability reconfirmation email with the current profile summary and the request to confirm or update. The compliance posture stays current without 180 individual office drafts.
When a portfolio drifts over 5 percent from target Strkr AI drafts rebalancing talking points with the drift detail, the tax implication, and the recommended trade sequence tied to the IPS.
For lifecycle events (approaching retirement, inheritance, business sale, divorce) Strkr AI drafts the setup email proposing a dedicated planning conversation with the agenda topics (income strategy, Social Security timing, tax position, estate review).
When the client book data signals a material change (AUM crossed registration threshold, new client type added, custody arrangement changed, fee structure modified) Strkr AI drafts the internal flag for the compliance officer to assess the ADV amendment requirement.
The comparison below pits Strkr against the common RIA CRM landscape (Redtail, Wealthbox, Junxure, Salesforce Financial Services Cloud).
| Feature | Strkr | Legacy RIA CRM or Salesforce FSC |
|---|---|---|
| Fiduciary documentation workflow | AI drafted record tied to household. | Manual note typical. |
| Suitability tracking | First class object with reconfirmation cadence. | Document attachment typical. |
| IPS tied to household | First class object driving drift threshold. | Document only. |
| Portfolio drift flag | Over 5 percent threshold with AI talking points. | Report only. |
| Review cadence tracker | With AI drafted review prep. | Report based. |
| Lifecycle event flagging | Retirement, inheritance, sale, divorce as workflow. | None typical. |
| ADV material change alert | From book data signals. | Manual review typical. |
| SEC retention audit log | Record read and write at 90 days tunable to 7 years. | Varies. |
| Flat per seat pricing | $29 to $119 per seat. | Varies, $65 to $225 per seat. |
| Open API | OpenAPI, GraphQL, HMAC signed webhooks. | Partner integration pattern. |
The playbooks below are patterns Strkr onboarding sees across RIA deployments.
A 2 advisor $180M AUM boutique RIA in Boston escaped Redtail CRM. Review completion rate lifted from 76 percent to 98 percent in the first full year. The fiduciary documentation workflow replaced a tangle of handwritten notes.
An 8 advisor $920M AUM regional practice in Minneapolis escaped Salesforce FSC at $320 per seat loaded. Strkr Scale at $125 effective per seat. Monthly spend dropped 60 percent. The custom build on Salesforce closed.
A 4 advisor $450M AUM family office in San Francisco served 42 UHNW households with complex entity structures. The household schema with trust entity map changed how the compliance officer ran the oversight program.
A 12 advisor $1.4B AUM RIA ran Addepar for portfolio accounting and Wealthbox for CRM. Strkr consolidated client management into Strkr with Addepar staying through API integration. The bi directional data flow replaced the manual spreadsheet reconciliation.
A 6 advisor $620M AUM retirement specialist firm served clients within 10 years of retirement. Lifecycle event handling with workflow prompts and AI drafted conversation setup differentiated the firm versus competitors.
Book a 30 minute call. We will walk through the client household schema, the fiduciary documentation workflow, the suitability tracking, and the SEC exam readiness posture with your advisor team and custodian setup.
Strkr integrates with every major portfolio accounting tool through its REST and GraphQL API with HMAC signed outbound webhooks and a published OpenAPI spec. The typical setup has the portfolio accounting tool owning custodian aggregation and performance reporting, and Strkr owning the client relationship, review cadence, suitability tracking, fiduciary documentation, and advisor workflow. For Orion, Advent Black Diamond, Addepar, Tamarac, and Envestnet the integration lands in an engineering sprint of 2 to 4 weeks.
Strkr audit log captures every record read, record write, email send, document access, and AI call with 90 day default retention tunable per tenant to the SEC retention ceiling (typically 5 to 7 years). For SEC Division of Examinations exam readiness the audit log supports the standard document requests (client communication records, suitability documentation, advice records, fee calculation, trade allocation). The compliance officer can produce the exam response in days versus weeks on legacy systems. For state registered RIAs the retention aligns to the state Blue Sky rules.
Reg BI care obligation requires that recommendations are in the client best interest, with the firm documenting the basis for the recommendation. Strkr fiduciary documentation record captures the discussion topics, suitability status, risks addressed, alternatives considered, recommendations given, and basis for the recommendation. The record ties to the household audit log and preserves for the retention ceiling. For firms with heightened Reg BI compliance programs the Strkr admin can configure additional required fields in the fiduciary documentation workflow.
The suitability profile ties to the household with risk tolerance scale, investment time horizon, objectives, restrictions, and signature date on the suitability questionnaire. On the annual reconfirmation date (configurable per household) Strkr workflow surfaces the household for suitability reconfirmation. Strkr AI drafts the reconfirmation email with the current profile summary and the request to confirm or update. The client responds through a confirmation link that either confirms the current profile or triggers an advisor review. The suitability currency flag updates with the new signature date. The compliance officer sees suitability currency across the book in one view.
Strkr prices Starter at $29, Pro at $59, Scale at $119 per user per month with the AI Enhancement add on at $49 per month covering 5,000 AI calls flat. Redtail runs about $99 per user per month. Wealthbox runs about $65 per user per month on Premier. Junxure runs about $110 per user per month. Salesforce Financial Services Cloud lists at $225 per user per month minimum plus implementation partner fees. For an 8 advisor firm on Strkr Scale with AI Enhancement the monthly spend runs about $1,001 which lands 40 to 70 percent below the loaded Salesforce FSC quote and competitive with Redtail or Wealthbox but with the full Strkr capability.
Form ADV requires material change updates within 30 days of change. The common material change triggers are AUM crossed registration threshold (state to SEC at $100 million), new client type added, custody arrangement changed, fee structure modified, new regulatory violation, change in control, or new disciplinary disclosure. Strkr monitors the book data for the common triggers and surfaces the alert to the compliance officer with the recommended ADV amendment detail. The compliance officer reviews the trigger, drafts the ADV amendment, and files through the SEC IARD system. The ADV amendment cadence stays current without the quarterly scramble.
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